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Errors Keeping You Down?

The most common question about tradelines on credit reports is how to deal with errors. Learn how to dispute inaccurate information on your credit report.

Disputing errors

Check Often

Check your report often to ensure it is accurate. Time is not on your side in a crisis

Stay informed

Should You Own or Rent? The Credit Impact is Real

See why owning a home makes a huge impact on your credit, and how renting has its credit downsides.

Own or Rent

Revolving Credit is a Key Credit Factor

The bang for your buck that credit cards provide also play a large role in your credit health. Revolving credit is a key factor in determining credit scores.

Credit Card Bang

Operating on Cash Has an Impact On Your Credit.

Paying cash for bills and major purchases is a great way to operate, but it can have a negative impact on your credit profile and affects what you qualify for later.

Cash Is Not King

Major Capital Purchases Are a Big Deal

Not only are large capital purchases a big deal for your budget, but financing furniture, automobiles, or even appliances are a big deal for your credit health too. Making payments on time and consistently drastically affects your credit score.

Major Purchases

Getting More Than you Think Possible

Consider your personal credit to be an extension of who you are. If you do not like the way it looks, then dig deeper and find solutions that can mold your credit file to match. Many issues with personal credit files are resolvable and do not require you to pay others.

Take control of your credit future. Whether items are reported in error or need your intervention to improve, you can start taking action today to make your future bright.

We intend to provide information concerning personal credit that will help you achieve these goals.

    Plan for your family's financial future, and find out how to make it happen.

In The Know

Not only should you know about your own credit, but also the pertinent information in the credit world that affects you. Regulation changes, news items, and facts about the bureaus and how they operate are key to your personal success.

Resources to Help

We will bring you key resources to motivating credit success. Access your credit report, identity theft tools and more.

Personal Credit Success is No Accident

You can not achieve credit success by accident, by ignoring the facts or by remaining in the dark. Knowing how credit works and what to do can be the difference between qualifying for a home loan, an auto loan or thousands of dollars in difference between qualifying interest rates. Take steps to check your credit’s pulse and take action to secure its future.


How do I order my free credit report?

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Does it Matter if You Rent or Own a Home?

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This site is a consumer resource courtesy of Sarma. Sarma has been a credit reporting agency since 1907. Check our web site to learn more. Copyright Sarma © 2010. All Rights Reserved
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